(360) 326-5022 ariel@avidbroker.com NMLS #2137994 WA & OR Licensed
Equal Housing Opportunity
Vancouver, WA & Portland, OR

Stop guessing. Start saving on your next home loan.

Ariel Fulkerson & the Avid Broker team build smart, personalized mortgage strategies — with wholesale rates and a plan that actually makes sense.

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Whatever your next step, we're ready

Four quick ways to move your loan forward today.

A
Apply for a Mortgage
Start your secure loan application online in minutes.
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S
Schedule a Meeting
Book time with Ariel to talk through your loan options.
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R
See Today's Rates
Jump to the live rate ticker for current pricing.
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Mortgage Education

Knowledge that saves you money

Being informed puts you in control of one of the biggest financial decisions of your life.

BROKER
over banker.
Working with a Broker
Working with a mortgage broker gives you access to multiple lenders, not just one bank's products — more options and better odds at lower rates.
KNOW
before you owe.
View All Education
Being educated about the mortgage process helps you avoid costly mistakes and feel confident in exactly what you are signing up for.
REFI
right, not rushed.
Refinancing Solutions
Refinancing with the right person means expert guidance to lower your rate, access cash, or shorten your loan term.
Ariel Fulkerson, Mortgage Broker — Avid Broker, Vancouver WA
Meet Your Broker

Ariel Fulkerson

Ariel Fulkerson & the Avid Broker team are your go-to for smart, personalized mortgage solutions across Washington and Oregon. We do more than just loans — we help you plan, save, and succeed with a full mortgage game plan that actually makes sense.

With creative strategies, custom guidance, and access to wholesale rates, we're here to help you win.

Schedule a Consultation
Google Reviews

What Our Clients Say

★★★★★ 5.0 average
★★★★★

Amazing customer service and very knowledgeable and helpful with the entire home buying process. 10 of 10 would use them again.

Riley Stenersen
★★★★★

It didn't matter what time of day we had a question — she was there for us. Being first-time buyers, she explained the process and what to expect every step.

Justin Burchfield
★★★★★

Ariel and her team are awesome! Love working with them.

Michele Gutierrez
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FAQs

Common Questions

  • Credit score of 620 or above
  • Down payment assistance options of 3%, 4%, or 5%
  • Generous household income limit up to $180,000
Qualification criteria include stable income, a good credit score, employment history, and a satisfactory debt-to-income ratio.
Mortgage refinancing involves replacing your current loan with a new one under different terms to potentially lower payments or change the loan period.
Yes — we offer several programs tailored for first-time homebuyers, including lower down payment options, government-backed loans like FHA and VA, and state-specific grants.
Absolutely. We provide various loan options for investment properties, tailored to help you expand your real estate portfolio strategically and efficiently.
The process generally takes between 30 and 45 days from application to closing.
Factors include credit score, down payment, loan type, amount, and market conditions.